Title: Blog – Page 5 – The Sterling Insurance Group

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## 󠀁[Is My Dog Covered By My Insurance If He Bites Someone?](https://www.sterlinginsnow.com/is-my-dog-covered-by-my-insurance-if-he-bites-someone/)󠁿

[⌊Is My Dog Covered By Insurance If He Bites Someone/⌉⌊Is My Dog Covered By Insurance
If He Bites Someone/⌉[

A Dallas-Area Guide from The Sterling Insurance Group If you’re a pet owner in the
Dallas suburbs—whether you live in Plano, McKinney, Allen, Celina, Prosper, or Richardson—
your dog is part of your family. But even the most gentle dogs can…

## 󠀁[Top 9 Tips to Lower Your Auto Insurance Premium](https://www.sterlinginsnow.com/top-9-tips-to-lower-your-auto-insurance-premium/)󠁿

[⌊Top 9 Tips to Lower Your Auto Insurance Premium⌉⌊Top 9 Tips to Lower Your Auto
Insurance Premium⌉[

Paying more than you would like for car insurance? You are not the only one. Commuting
across Plano and Richardson, hopping on US-75 through Allen or McKinney, or running
errands in Celina and Prosper can rack up miles and, over…

## 󠀁[Flood Insurance in Texas: Who Really Needs It?](https://www.sterlinginsnow.com/flood-insurance-in-texas-who-really-needs-it/)󠁿

[⌊A red box with the text "Don't wait to get flood insurance" overlays a photo of
a flooded residential street where a stop sign stands in deep water⌉⌊A red box with
the text "Don't wait to get flood insurance" overlays a photo of a flooded residential
street where a stop sign stands in deep water⌉[

When most people think about flooding, they picture coastal storms or homes right
along rivers. But in Texas, flooding can happen almost anywhere — and often when
you least expect it. The reality is simple: standard homeowners insurance does not…

## 󠀁[Why Does It Matter to an Insurance Carrier How Many Years I’ve Been in Business?](https://www.sterlinginsnow.com/why-does-it-matter-to-an-insurance-carrier-how-many-years-ive-been-in-business/)󠁿

[⌊Why Does It Matter to an Insurance Carrier How Many Years I’ve Been in Business?⌉⌊
Why Does It Matter to an Insurance Carrier How Many Years I’ve Been in Business?⌉[

Shopping for business insurance in Plano, McKinney, Allen, Celina, Prosper, or Richardson?
One of the first questions you will hear is simple: How long have you been in business?
If you are new, that can feel unfair. If you are…

## 󠀁[Winter Proofing Your Home in Texas: A Practical Guide](https://www.sterlinginsnow.com/winter-proofing-your-home-in-texas-a-practical-guide/)󠁿

[⌊Protect your home in Plano, McKinney, Allen, Celina, Prosper, or Richardson with
these winterizing tips. The Sterling Insurance Group explains how to avoid costly
damage.⌉⌊Protect your home in Plano, McKinney, Allen, Celina, Prosper, or Richardson
with these winterizing tips. The Sterling Insurance Group explains how to avoid 
costly damage.⌉[

Texas is known for blazing summers, but when a winter storm hits, it can turn everything
upside down. Homeowners in Plano, McKinney, Allen, Celina, Prosper, and throughout
the DFW area have seen firsthand how fast a hard freeze can overwhelm…

## 󠀁[What Are the Most Common Bonds for Contractors?](https://www.sterlinginsnow.com/what-are-the-most-common-bonds-for-contractors/)󠁿

[⌊What Are the Most Common Bonds for Contractors?⌉⌊What Are the Most Common Bonds
for Contractors?⌉[

Running a contracting business in North Texas often means navigating bonding requirements.
Whether you are bidding on a municipal job in Plano, pulling a permit in McKinney,
or managing subcontractors in Prosper, the right bond can make the difference between…

## 󠀁[Jewelry Insurance: Why Your Homeowners Policy May Not Be Enough](https://www.sterlinginsnow.com/jewelry-insurance-why-your-homeowners-policy-may-not-be-enough/)󠁿

[⌊A sparkling diamond halo ring sits on a light teal box below a blue banner that
reads, "Protect Your Valuables."⌉⌊A sparkling diamond halo ring sits on a light 
teal box below a blue banner that reads, "Protect Your Valuables."⌉[

Jewelry often carries more than just financial value. It holds sentimental meaning,
family history, and once-in-a-lifetime memories. Engagement rings, heirloom necklaces,
luxury watches, anniversary gifts… these pieces are irreplaceable in more ways than
one. Many homeowners assume their jewelry is…

## 󠀁[Safety Tips for Driving on Ice in Texas](https://www.sterlinginsnow.com/safety-tips-for-driving-on-ice-in-texas/)󠁿

[⌊Safety Tips For Driving On Ice In Texas⌉⌊Safety Tips For Driving On Ice In Texas⌉[

Why Driving on Ice Is So Dangerous in Texas Texans are used to heatwaves, road construction,
and even hailstorms—but ice is another story. A thin sheet of freezing rain can 
turn Highway 75 into a skating rink and side streets…

## 󠀁[Why February Is the Perfect Time for a Home Insurance Review](https://www.sterlinginsnow.com/why-february-is-the-perfect-time-for-a-home-insurance-review/)󠁿

[⌊A home insurance review is a thorough evaluation of your existing coverage to 
ensure it still meets your current needs⌉⌊A home insurance review is a thorough 
evaluation of your existing coverage to ensure it still meets your current needs⌉[

February might not seem like an obvious month to think about your home insurance
but it’s actually one of the smartest times of year to review your policy. After
the busyness of the holidays and before spring storm season ramps…

## 󠀁[Ice Storms: How Much Do They Cost Insurance Each Year in Texas?](https://www.sterlinginsnow.com/ice-storms-how-much-do-they-cost-insurance-each-year-in-texas/)󠁿

[⌊Learn how much Texas ice storms cost insurers each year and what homeowners and
drivers in Plano, McKinney, and Dallas Fort Worth suburbs should know.⌉⌊Learn how
much Texas ice storms cost insurers each year and what homeowners and drivers in
Plano, McKinney, and Dallas Fort Worth suburbs should know.⌉[

Texas Ice Storms: More Expensive Than You Think Most Texans brace for scorching 
summers and sudden thunderstorms, but in recent years, ice storms have proven just
as destructive—if not more so. For insurance companies, homeowners, and drivers 
across the Dallas…

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