Title: Hurricane Preparedness
Author: lindsey
Published: July 23, 2024

---

#  Hurricane Preparedness

Planning for a hurricane is one of the most important precautionary measures you
can take before one occurs. We live in a state prone to hurricanes, and it’s critical
for you to have a clear understanding of what hurricane preparedness is.

Hurricanes can leave thousands of residents without power or water for days, sometimes
weeks. In the event of an evacuation, it can take up to 72 hours before emergency
crews are able to enter affected communities. The following hurricane preparedness
guide will help you remain prepared for the storm.

**Before a Hurricane Hits**

Create a disaster plan. Teach your family members or employees what to do during
a hurricane and what to do if you must evacuate.

 * Cover all of your home’s windows, either with storm shutters or 5/8″ marine plywood,
   cut to fit and ready to install. Tape will not prevent your windows from breaking.
 * Learn the elevation of your property and whether or not the area is flood prone.
   This will help you know if your property will be affected in the case of flooding.
 * Install straps or additional clips to securely fasten your roof to the frame 
   of your home.
 * Reinforce your garage doors.
 * Unclog or clear all outdoor drains, rain gutters and downspouts.
 * Buy extra batteries.
 * Keep a full tank of gas if evacuation seems likely.
 * Review your policy.

Not having enough coverage can be just as traumatic as experiencing damage to your
home and personal belongings. Take a few minutes to review your policy to make sure
you have enough coverage. Speak with your agent about hurricane deductibles and 
any other questions you might have.

**Choose the right hurricane deductible.**

Always make sure you have the funds set aside to cover the deductible you have chosen
on your policy. If your home is damaged and you are unable to pay the deductible,
it will prolong the recovery process. Companies offer different deductible options.
It’s important that you carefully consider the right option for you. 

**Review your personal property coverage. **

Over time, we buy, sell, and replace items in our homes. You’ll want to have enough
coverage to repair or replace your personal property in case of damage to your home
and belongings. Optional replacement cost coverage for your personal property allows
you to replace or repair items that were damaged or destroyed based on current market
prices.

**Review replacement cost. **

Make sure your home has the right coverage to replace/repair your home. Will the
amount on your policy cover the cost to completely rebuild your home? Please keep
in mind that this is not the same amount as the value of your home in the real estate
market. It is the actual cost, including labor and materials, to rebuild. 

**Add flood insurance.**

All of a hurricane is a flood zone! Contact your agent to protect your home and 
add this coverage. We can provide coverage from many insurance carriers so you receive
the insurance for your budget and needs! You can reach us at [(972) 964-4825](https://www.sterlinginsnow.com/hurricane-preparedness/9729644825?output_format=md).

Source: [https://www.securityfirstflorida.com/resources/hurricane-preparation](https://www.securityfirstflorida.com/resources/hurricane-preparation)
and [https://www.fox8live.com/2018/09/10/what-do-before-during-after-hurricane/](https://www.fox8live.com/2018/09/10/what-do-before-during-after-hurricane/)

#### Would You Like Us To Review Your Policies?

 * Are you a current client of our agency?*
    -   Yes
    -   No
 * What policy number(s) do you need help with if available?
 * |  |  [](https://www.sterlinginsnow.com/hurricane-preparedness/void(0);?output_format=md)
   [](https://www.sterlinginsnow.com/hurricane-preparedness/void(0);?output_format=md)
   |
 * What is the nature of your inquiry?*
    -   General Question
    -   ID Card Request
    -   Policy Change Request
    -   Discuss A Claim
    -   Certificate of Insurance
 * Describe your policy change request
 * What date do you need this policy change/request to take effect?*
 * Which vehicle do you need an ID card for (please enter year, make, and model)?
 * | Year | Make | Model |   | 
   |  |  |  |  [](https://www.sterlinginsnow.com/hurricane-preparedness/void(0);?output_format=md)
   [](https://www.sterlinginsnow.com/hurricane-preparedness/void(0);?output_format=md)
   |
 * Your Name*
 *    First    Last
 * Your Email*
 * Your Phone*
 * Please list the Additional Insured and/or Certificate Holder
 * Additional Insured and/or Certificate Holder Address
 *    Street Address   Address Line 2   City   State / Province / Region   ZIP /
   Postal Code
 * Details regarding your question, policy change, claim or other request:*
 * hCaptcha

### Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at The Sterling Insurance
Group is here and ready to make the process as painless as possible. We look forward
to meeting you!

 [ Start Here ](https://www.sterlinginsnow.com/quotes/?output_format=md)