Title: Life Insurance
Author: Kevin
Published: February 7, 2016
Last modified: December 3, 2019

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#  Life Insurance

## Looking for Life Insurance in Plano?

Life insurance is not only the cornerstone of a solid financial plan, but it’s hands
down one of the most cost-effective ways to protect the people who depend on you
financially.

What would happen to your family if you were to die prematurely? Would they be able
to maintain their current lifestyle?

Would your kids be able to go to college? Would your spouse be able to shoulder 
the load with one income?

If you have a child, are married, or you are carrying any kind of debt, purchasing
life insurance is a no-brainer.

If all three, well, hopefully, you already have life insurance. Here are a few other
reasons to have life insurance though:

 * charitable donations
 * pay federal death and estate taxes
 * create an inheritance for your heirs
 * pay final expenses

## We make buying life insurance easy

At The Sterling Insurance Group, we make the process of buying life insurance **
extremely simple.**

We have access to a wide range of life insurance companies so we can survey the 
marketplace and based on your individual rating criteria, find the best possible
life insurance policy at the best price.

When purchasing life insurance there are a few things to consider. Do you want **
Term Life** Insurance or **Whole Life**?

If you don’t understand the difference that’s okay. That’s what we’re here for.

Life insurance is based on two main variables — your **age**, and your **health**.

## How much life insurance do I need?

A mistake that we often see people make is basing their life insurance coverage 
on a guess, or just grabbing a number out of thin air without realizing what the
impact of inflation could have on their life insurance proceeds.

One of the benefits of working with an independent agent like us is that we can 
sit down, and through a comprehensive needs analysis, determine the exact amount
of coverage you will need to protect the people who depend on you.

The amount of coverage you need depends on a number of different variables. Here
are a few examples:

 * how many children you have
 * your future earnings potential
 * whether or not you’re married
 * spouses future earnings potential
 * you and your spouse’s age
 * amount of debt you have

## How to get started on your Life Insurance quote

To get started on your quote, [**call**](https://www.sterlinginsnow.com/contact/?output_format=md)
or use the form below to get started online. Either way we’ll make the process simple!

 * What would you like a quote for? Check all that apply:*
    -   Auto
    -   Home
    -   Condo
    -   Renters
    -   Rental Property
    -   Life
    -   Business Owners Package
    -   Work Comp
    -   Motorcycle
    -   Boat & Jet Ski
    -   Umbrella
    -   Other
 * Primary Policyholder Name*
 *    First    Last
 * Your Phone Number*
 * Your Email*

 * How did you find our agency?*
    -   Google Search
    -   Facebook Page/Post
    -   Facebook/Instagram Ad
    -   Google Ad
    -   Customer Referral
 * Who referred you to us?*
 * Current Insurance Provider*
 * Date Quote Needed*
 *   MM slash DD slash YYYY
 * If you have any other questions, comments or requests, please leave them here,
   thank you!
 * hCaptcha

#### Would You Like Us To Review Your Policies?

 * Are you a current client of our agency?*
    -   Yes
    -   No
 * What policy number(s) do you need help with if available?
 * |  |  [](https://www.sterlinginsnow.com/personal/life-insurance/void(0);?output_format=md)
   [](https://www.sterlinginsnow.com/personal/life-insurance/void(0);?output_format=md)
   |
 * What is the nature of your inquiry?*
    -   General Question
    -   ID Card Request
    -   Policy Change Request
    -   Discuss A Claim
    -   Certificate of Insurance
 * Describe your policy change request
 * What date do you need this policy change/request to take effect?*
 *   DD slash MM slash YYYY
 * Which vehicle do you need an ID card for (please enter year, make, and model)?
 * | Year | Make | Model |   | 
   |  |  |  |  [](https://www.sterlinginsnow.com/personal/life-insurance/void(0);?output_format=md)
   [](https://www.sterlinginsnow.com/personal/life-insurance/void(0);?output_format=md)
   |
 * Your Name*
 *    First    Last
 * Your Email*
 * Your Phone*
 * Please list the Additional Insured and/or Certificate Holder
 * Additional Insured and/or Certificate Holder Address
 *    Street Address   Address Line 2   City   State / Province / Region   ZIP /
   Postal Code
 * Details regarding your question, policy change, claim or other request:*
 * hCaptcha

### Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at The Sterling Insurance
Group is here and ready to make the process as painless as possible. We look forward
to meeting you!

 [ Start Here ](https://www.sterlinginsnow.com/quotes/?output_format=md)